1 introduction an automated teller machine (atm) is a computerized telecommunications device that enables the clients of a financial institution to perform financial transactions without the need for cashier, human clerk or bank teller. The impact,advantages of using automated teller machine (atm) in nigeria banking industry the business of banking is basically about efficient service delivery consequently, the introduction of facilities that enhance the delivery of banking services in a cost-effective manner is always a welcome development. Automated teller machine(atm) is a computerised machine that provides thecustomers of s the facility of bank accessing their accounts for dispensing cash and to carry out. Automated teller machine 1 automated teller machine an automated teller machine (atm), also known as a automated banking machine (abm) or cash machine and by several other names (see below), is a computerised telecommunications device that provides the clients of a financial institution with access to financial transactions in a public space without the need for a cashier, human clerk or bank. An automated teller machine (atm) is an electronic telecommunications device that enables customers of financial institutions to perform financial transactions, such as cash withdrawals, deposits, transfer funds, or obtaining account information, at any time and without the need for direct interaction with bank staff.
Instead, they carry an automated teller machine card, also known as atm card when money is needed they go to the nearby atm machine, insert their atm card, and take the required amount as these atm machines are found in most of the supermarkets, towns, and even hotels. Iracst - international journal of commerce, business and management (ijcbm), issn: 2319-2828 vol 4, no6, december 2015 815 automated teller machine - its benefits and. Atm or automated teller machine outwardly appears like a human weighing machine kept in railway platforms these days, atms are securely placed inside the walls of bank's premises while a weighing machine measures the weight of a person in kilograms, the atm measures the bank balance of a person in rupees.
When automatic teller machines were first installed in the 1980s, bank officials promised they would be faster, more reliable, and less prone to make errors than their human counterparts. Show related essays comparative study of automatic teller machines (atm)for personal banking services and personal online banking systems, in the context of human computer interaction (hci): this is a preview of the 36-page document. Development is the introduction of automated teller machine (atm) that intends to decongest the banking halls as customers now can go to any nearest atm outfit to consummate their banking transactions such as: cash withdrawal, cash deposit, bill payments, and transfer of fund. Security and privacy and ease of use on customers' financial needs satisfaction of automatic teller machines (atms) the study also assesses if there is a difference in customers' financial needs satisfaction due to gender. Particular machine or service must be satisfied through this paper we would like to highlight some factors which affect the uses and the resulting satisfaction of atm service.
Automated teller machine (atm) refers to a machine that acts as a bank teller by receiving and issuing money to and from the atm account holders/users (singh, 2009. Automated teller machine (atm) among others was one of the services introduced by banks with the objective of providing customers quick access to their finances, as well to reduce cost of such access.
Automatic teller machines can be specifically perceived through the attitudes and actions of users the diffusion of innovation theory (doi), used in this study, attempted to examine the factors that influenced an individual to adopt an innovation. Automated teller machines (atms) have gained prominence as a delivery channel for banking transactions in india banks have been deploying atms to increase their reach as at the end of december 2007 as per the rbi circular, the number of atms deployed in india was 32,342. An atm (automated teller machine) is by far a safely-critical and a real-time digital system highly complicated in design and deployment the main objective of this research paper is to improve an existing automate teller machine human-machine interface for accommodating the needs of elderly users. The researcher considered automatic teller machines as an independent variable with the number of atm outlets, number of customers with atm cards and the number of customers who know how to operate atms as sub-variables.
Automated teller machine is introduced into the banking system to enhance good services delivery and efficient customer satisfaction presently nigeria problem in automated teller machine is the use of outdated or inappropriate technology and lack of adequate knowledge all experience about the machine being use in another problem facing. Automated teller machine is a computerized telecommunic ations device that provides the customers of a financial institution w ith access to financial transactions in a public space without the.